The summer is winding down; the nights are just starting to get a little longer and schools all over are beginning to open their doors. That means driving patterns are going to change. If your morning commute takes place between 7 am and 9 am you will find it slowed down a bit while the school buses work out their new routes. It probably is a good time to consider shifting you hours if possible or getting up a littler earlier. It can be an annoyance being stuck in traffic. It may even be a problem if you arrive late for work, but it can be very costly if you make poor driving decisions around a school bus.
In all states, it is mandatory to stop for a school bus. School busses in the United States are equipped with warning lights that flash yellow as they approach and red when they are stopped and picking up children. If the lights are red, motorists must stop no closer than 30 feet from the bus. Failure to do can be very very costly. For Example in Pennsylvania, a ticket for failing to stop for a school bus will cost the driver a 60-day suspension of his/her license, five points and a minimum of $250 fine. If this infraction put you over six points (first time over in 3 years), you are required to take a written exam within 30 days. If you fail the exam, your license is suspended.
While many insurance companies do not check for moving violations every year, the suspension of your license will greatly raise your car insurance rates . Please be advised, that while you may think you got away with passing the bus because no officer was on the scene, you are probably mistaken. Many states permit the bus driver to take down your license, write down the time, location, and a description of the driver, and request a summons be issued for you. Many bus drivers take offense at drivers trying to beat the bus by speeding up to pass just as the bus is coming to a stop. Doing this could cost you a court date and legal fees to prove otherwise.
Cheap car insurance isn’t just about the policy you choose, it is also about the choices you make behind the wheel. To keep you cheap car insurance cheap, drive carefully.